Choose a Model That Fits Your Financial Goals

At Groww, we understand that every investor is different. That’s why we offer two investment models each designed to suit varying levels of risk appetite, return expectations and flexibility needs. Whether you’re looking for consistent income or aiming for higher profitability, we’ve got a model that works for you.

Fixed Return Model

Stable Returns. Secured Investment. Greater Flexibility.
This model offers annual fixed returns between 8%–10%, regardless of the project’s final profitability. Your investment is protected through a mortgage lien on the property and offering a high level of security.

You also have the option to withdraw your funds early with a simple notification returns will be calculated prorated based on the duration of your investment.

Best For:

Risk-averse investors
Those seeking security and predictable returns
Investors who prefer flexibility and liquidity

Earn more than 10x the returns of a typical savings account with greater peace of mind.

Partnership Model

Higher Returns. Shared Risk. Real Equity Participation.
In this model, you become a partner in the project and share in its profits targeting 20%–30% returns based on project projections. Your percentage of profit and investment timelines are shared before the project begins.

Your investment remains locked in until the property is built and sold, aligning your returns with the project’s success. This model is not secured by a mortgage lien, but at Groww, we mitigate risk by co-investing alongside you in every deal because we believe in sharing both the reward and the responsibility.

Best For:

Investors seeking higher returns
Those open to longer timelines and higher risk
Investors looking to participate in project level equity and profits

Choose What’s Right for You

Each model offers a different path toward wealth creation. Whether you prefer secure and steady growth, or want to maximize returns through active project partnerships, Groww helps you invest with clarity and confidence.